Working Mums FinancesWhen you start earning money, you need to get smart with it. It can be tempting to spend lots of your monthly wage packet straight away, particularly when you have young children and you want to spoil them!

However, this is not a clever thing to do, you have to use your money wisely if you want to be financially stable.

Instead of going on a payday spending spree, here are some really smart things you can do with your earnings:

Invest And Grow Your Wealth

I’m sure plenty of you are stuck in jobs that don’t pay as well as you’d like. But, you don’t want to leave them because you have a great deal of job security here, and a fairly decent benefits package. All you really want is to earn more money every month. Well, one smart way you can try and earn more money is by investing it in stocks. Buy some stocks, and you will generate income from them if they do well. The key is investing in stocks that look like they’re on the rise. Things like the Netflix stock price or Google’s stock price are predicted to improve over the coming years as they dominate their industries. On the other hand, things like the Toys R Us stock price is plummeting as the company is going out of business. Invest in the right stocks, and you can earn more money.

Invest In Your Children’s Education

The second smart thing you should do with your money is to invest it again. This time, you’re putting it into your children’s education. Start setting money aside for a university fund of sorts. This type of idea is more common in the US than it is over here, with most families having a ‘college fund’ of sorts. Here, you save money for them to use when they’re old enough to go to uni. It provides them with financial relief, or they can hold onto it until they graduate and use it to pay off their loan. Either way, it’s important for mums – and all parents – to invest in their children’s education. Now, they can earn a good degree, get a well-paid job, and buy you a massive house as a thank you!!

Start An Emergency Fund

Finally, the third thing you should do is start an emergency fund with some of your earnings. Every month, you will put aside some of your wages into a bank account that you don’t touch. Well, you do touch it, but only in emergency cases. Let’s say you had to spend a lot of money one month and now can’t pay your credit card bill. Dip into your emergency savings, and stop yourself from ending up in debt. It’s the smart thing to do and will help you out of many tricky situations.

Quit your spending habits and start doing more with your money. It may have taken you months to find a job, so you can easily get carried away when you start earning money for the first time in a long time. Don’t be rash, be smart, do these three things and say hello to financial stability.

Home Based BusinessThe internet has allowed many stay-at-home mums, or even working mums with big aspirations, to make a living based at home.

Having an at-home business and being able to make a living from it, however, requires a long-term strategy so that you can expand your business as it matures. Don’t get caught by an unexpected surge in popularity, and be prepared for when your product finally takes off (and help it take off) with these top tips:

  1. Curate Your Online Presence

When you want to become a success, you need to develop your online presence. That is why it’s time to start your own website and associated social media sites today. Though selling on marketplaces such as Etsy and eBay can be a great source of income, having the complete power of an online store is what you’ll need to grow your business. It is also how you will be found by more customers and avoid the costs involved with using a third-party site.

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New Mum WorkingThroughout the course of our careers we see a lot of friends and colleagues leave work to begin their maternity leave.

We see them bloom and glow as they progress in their pregnancy. We share in their thoughts, hopes and aspirations for their baby. We chip into the collection when they leave, and share in their joy as we shower them with baby gifts. Then they go away for a while… And come back transformed. Their outlook has changed, they get far less stressed about work than they used to and they feel generally happier and more fulfilled. They may take a little while for their workplace training to kick back in but when they’ve buffed off the rust, they’re better than ever with renewed vigour and joie de vivre. They make it look easy. But when the time comes for us to have our own kids, we realise the extent of the emotional journey they’ve gone through.

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Working MotherBeing a successful work-from-home entrepreneur or freelancer, while also being a stay at home parent, is far from easy. Timing can be a major issue, and there’s no way of knowing with certainty when your child will need your attention.

Nonetheless, being a stay at home parent lends itself perfectly to being a home-based entrepreneur for many different reasons. It is by far the most flexible working arrangement you could enjoy, and allows you to be there for your child almost constantly during the day, in case any emergency might arise.

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Health CareerBeing in the healthcare sector is one of the most rewarding jobs in the world. There’s so much to learn, so many people’s lives to save, and so many highs and lows.

You’ll constantly be faced with challenges, and your emotions will be tested daily. But to see the happiness on people’s faces when you’re nursing them back to health, or improving their way of life is worth all the hardship. This post is going to explore a few of the reasons why a position in the health sector is perfect.

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4 ways to employmentSo, you’re looking for a new job? Did you know that 77% of employers use social media to recruit?

Yep, a study by the Society for Human Resource Management has the figure at over three quarters, but some people predict it to be higher. After reading this, it might seem as if finding a modern job requires new tactics. However, it is possible to find employment without the help of LinkedIn et al. Here’s what you need to know if you have a social media deficiency.

Sign Up To An Agency
Pure Staff who can help. In simple terms, an agency introduces you to new opportunities, while securing an interview. They also tweak CVs and provide interview coaching to ensure you present the best possible version of yourself. With access to their resources, the majority of job hunters secure a new role within less than a month.

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Side Hustles - EtsyAre you tired of the 9 to 5 and want to launch your own business? Maybe you simply want to top up your income at the end of each month.

Whether you are looking for money-making ideas to start your own business or as a hobby, we are offering the five side hustles that can substantially boost your bank balance.

  1. Write and Publish eBooks

Do you have any skills and experience you would like to pass onto others? Do you have a flair for words? Utilize your knowledge by writing and selling eBooks online, which you can sell on Amazon or via your website. You will determine the word count and pricing, and will be responsible for creating a book cover and developing engaging marketing campaigns. If you work hard to create an insightful, well-written eBook, you could build up a large audience, which could help you make a substantial amount of money.

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Working with ChildrenThere’s that old saying that most people tend to stick to: don’t ever work with animals or kids.

But, as a mum, you’re probably thinking that working with kids can’t be that bad. After all, you’ve already got plenty of experience with dealing with them! However, you might be surprised to find that having kids and working with them are two completely different scenarios.

Working with children doesn’t have to be all that bad, though. Follow these tips, and you should find that everything goes relatively smoothly.

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Working Woman

Image Source: Pixabay

The growing frequency of mumpreneurs up and down the country has been nothing short of staggering in recent years. Thousands of women are now juggling parenthood with their careers by using this approach.

Moreover, it’s something you’ve probably considered at one stage or another too. Before jumping in at the deep end, however, you need reassurances that this is the right solution.

Being a mumpreneur isn’t easy, and requires a lot of hard graft. Nonetheless, there are many rewards to be gained, which is why so many women have followed this pathway. Is it time for you to do the same? Find out here.

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Forex TradingAccording to a study presented by Forbes, approximately 52.3% of Americans are unhappy with work, which explains the reason why professionals are constantly looking for a change in pace.

Every year, professionals who are tired of their 9 – 6 office hours take a leap of faith and decide that they’re going to earn a living by trading foreign currencies online

Forex trading is an attractive career path for those who are looking for a better life. One glance at the life of a successful trader on Instagram and it’s easy to see why Forex attracts people from all professions. In an article published by The Balance, it was discussed that a veteran trader with a £3,819 ($5,000) capital could earn a potential profit of £3,361 ($4,400) in a month. A veteran trader can make much more with a £15,000 ($20,000) capital.

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